Hi, first time caller, long time listener (hehe).

I have one thing to say.. roleplay.. it is what you want to make (ie. 'roleplay'). If you are a wizard (or a bard in this case), you would generally not wear items such as platemail as it's weight and restrictivness in movement would hinder the caster's ability; however, it doesn't mean that they couldn't equip/wear the item, it just would introduce a possibilty of penalties (ie. more difficult to cast successfully through lower dex and lower agility). So to give my opinion, the bard should be allowed to where plate, if he / she wants.

There's my two coppers worth.

- Ruas the wandering bard
Republic of Freeport, Xegony